Kelly DeChant has always struck me as a woman of faith, but my respect for her increased when her faith was tried in the crucible of tough circumstances. Her strong testimony can help us Upgrade our faith!
“In 2007, yielding to the petition of our mortgage company to refinance one more time,” Kelly said, “we succumbed to their leading and entered into the refinance that would put us over the edge and change our lives forever.”
I remember when Kelly went through that scary time. My heart was heavy for my sweet friend and her husband. Though I’m sure there were many temptations to give in to fear, her faith in Jesus kept shining through!
Kelly continues …
With thousands of other families, we fell victim to unscrupulous business dealings—trusting in their professionalism versus realism—and entered into an area without researching, blindly signing our financial future away in one fell swoop.
I learned important lessons and took faith steps as I asked myself three tough questions.
1. When faced with life-changing decisions, which will you choose—panic or prayer?
Was this is a surprise to God? I think not!
“I know the plans I have for you says the Lord, plans to prosper you, not for calamity but to give you a future and a hope” (Jeremiah 29:11).
When faced with the reality in 2008 that we were facing foreclosure of our home and the fact that we were well over $120,000 upside down, bankruptcy also loomed desperately in our future.
We had a choice to panic or pray! Panic would bring us fear, prayer brought us peace. Through that peace we sought wise counsel, and the solution was to sell the house before foreclosure took the house. God was still in control.
2. Will you relinquish your plan for His purpose?
I could have never imagined leaving our little house where our children grew up to go to an unknown destination. It was not in our plan. But it was in His. Taking a deep breath and leaving our future in His hands, we prayerfully embarked on selling our little home in a short-sale transaction! Short is a relative term; there was nothing short about it!
Within one week of our house being on the market, we had an investor willing to pay cash within $60,000 of what the house was worth at the time, and we felt hope. The process actually involved five different buyers over 12 months and two threats of foreclosure; but His plan was fulfilled as our home released through closed escrow. God was still in control.
3. Will you praise or pout?
With our dreams of being long-time home owners dashed, and a subsequent move to a local mountain community, we chose to praise God in the midst of much uncertainty. Our new location lasted only two years before we were notified that this house was to be sold to lighten the homeowner’s load.
At this time, we had a huge decision to make. We again chose to pray versus pouting, and God shook us to a new level of release—this time, releasing possessions. Moving required down-sizing from a 2,700 square-foot location to a mere 670 square feet. Yet again, we embraced His leading and relinquished our control.
We sold most of our furniture, pictures and various household items to the impending buyer and thanked Him for it! God was still in control.
He is still in control today!
Leaning on Him and relinquishing control, we are certain that His purpose has guided us to His perfect plan for our lives!
And it’s certainly easier to move now. Our load is so much lighter—in more ways than one!
Panic, our plans and pouting … or praying, God’s purpose and praising Him. We all have a choice in our circumstances. And I’m so glad we chose Him!
When faced with tough circumstances, what is your tendency – panic, pouting, prayer or praise? Do you want God's plans, or are you still clinging to your own? How does Jeremiah 29:11 speak to you today?
Kelly DeChant serves as the Ministry Coordinator for Women’s Ministries at Shadow Mountain Community Church (SMCC) where her passion is to equip women for their life’s purpose through discipleship and mentoring. Kelly coordinates the Evangelistic Outreach events—Girls’ Day Out and Girls’ Nite Out—bringing the Gospel message to unsaved friends and family of the SMCC women.
Graphic in text adapted: Image courtesy of phanlop88 at FreeDigitalPhotos.net