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Entries in Family (12)

Thursday
May122016

Upgrade Your Finances: The Family Road Trip

Ellie Kay is known as “America’s Family Financial Expert” ® and in this Financial UPGRADE gives us some timely information on taking the family on a road trip this year.

"I remember my dad stuffing all of us kids in the back of a VW bug and traveling from Texas to Indiana, making about 600 miles per day," Ellie says. "It was a daring adventure!"

I (Dawn) traveled a lot too, in a military family; and I can attest that Ellie's financial tips are all helpful and wise!

Ellie continues . . .

That traveling tradition continued with my own military family as we took time in the summer to carve our own road trip.

Here are some ideas that will make your family trip a lot more fun and affordable.

1. Begin With Prayer

My husband, Bob, and I liked to begin our family vacation planning process with prayer.

James 1:5 says that if any of us lack wisdom, we can ask God. Well, we asked Him early and often and He answered! We feel that He gave us additional insight as to what would be best for our family and our budget.

Then, before each day’s drive, Bob had the whole Suburban full of kids bow their heads and he prayed for safety, for unity and for a spirit of fun.

2. Healthy Eats and Treats

One of the greatest expenses while traveling is for food on the road. Not only does it get pricey, but these purchases can also take a toll on health by eating fast food on the road.

When we traveled, we packed a lunch for the first day on the road and stopped at roadside parks. It’s easy to plan these stops by locating parks through the Roadtrippers app.

To save money on snacks, pack some healthy options in individual bags for each family member – such as carrots, grapes, cherries, pretzels or trail mix. Bring along extra snack-size baggies so you can split other treats you buy on the road – such as fresh popcorn, fruit or beef jerky from a roadside store.

3. Busy Hands and Happy Hearts

One of our main challenges as a family was keeping the kids occupied, and this is the number one concern I hear from parents.

Older children can use a tablet or game to stay busy, and everyone enjoys movies on the way. But even these options can lead to inevitable boredom as kids start to get restless. I think this is where creativity comes into play.

When we had a long trip (or a military move), I shopped ahead of time for small games, books, activity puzzles, little toys and other trinkets I knew they would like. Then I’d wrap these “surprises” in gift paper and put each child’s name on it. At the top of every hour, we would give them their individual present. You can also go to Travelforkids to find other alternatives.

4. A Place to Stay 

There are creative ways to save money on a place to stay on the family road trip. You can go to vrbo.com to find vacation rentals by owners.

Suite hotels that offer extra rooms are also an option such as the ones found at hotels.com, orbitz.com or cheaphotels.com.

Another option is to try a family camp. Google “YMCA family camps” to find one that meets your needs. You can enjoy a cabin, horseback riding, canoeing, and other great family activities for 40% off the cost of a conventional resort area. 

5. Food and Entertainment

Be sure you make use of Yelp to find the best restaurant at the best prices and bonuses such as free appetizers or desserts.

I also recommend entertainment.com where you enter the zip code of where you will be traveling in order to preview their entertainment books for that destination. Be sure you download the app RetailMeNot to find codes on everything you’ll need on your vacation, whether you are shopping for souvenirs in a store or eating at a restaurant.

At restaurant.com you enter the zip code to get gift certificates for half price and while you’re there, see if they have any sales. I recently bought $25 gift certificates at that site for only $4 when I applied a coupon code.

6. Save on Gas

AAA’s Fuel Cost Calculator helps plot the most efficient route. Just enter the year, make and model of your car and it will compute what you’ll spend on gas.

Get the GasBuddy app and find the cheapest price for gas along the way.

We also use the Waze app to find real time road conditions, the most efficient route, and the best gas prices along the way. On more than one occasion, it has saved us 30-45 minutes by avoiding a crash or slow down.

7. Prayer of Thanks

Begin and end your family road trip with prayer, thanking God for his protection, wisdom and safety.

Some of the best family memories you may ever have can be found on the road if you purpose in your hearts to make them with the ones you love.

What kind of a family road trip will you have this year?

Ellie Kay is the best-selling author of fifteen books including Lean Body, Fat Wallet, and Heroes at Home. She is a Toastmaster Accredited Speaker as well as a popular international speaker and media veteran who has given over1,200 media interviews including appearances on ABC, CNBC, CNN and Fox News. As a popular columnist, she writes for six national magazines and has been a Subject Matter Expert for the Wall Street Journal, New York Times and Washington Post. Currently, Ellie provides financial education to military members through her “Heroes at Home Financial Event” sponsored for USAA. Ellie is married to LTC Bob Kay and they have seven children.

Graphic of picnic table, courtesy of Morguefile.

Wednesday
May202015

Upgrade Your Integrity

Pam Farrel is on a mission to help people grow with God’s truth and godly wisdom. In this Character UPGRADE, she focuses on the priority of integrity.

“Sin leaves a wake,” Pam says. “Behind every selfish action is a sea of hurt and pain.”

My (Dawn's) husband used to say, "It's not a matter of whether we're selfish, but rather how selfish we are." Selfishness can erode the strongest marriage!

Pam continues . . .

Bill and I are known as relationship specialists; experts on love and romance. This means is we need to live out our love! We need to make every effort to get along, work through issues, and give plenty of mercy and grace to protect our marriage.

Because our love—and yours—is about living and leaving a family legacy.

Protect Love and Legacy: the Bible tells us this is a priority:

“Do you not know that a little leaven leavens the whole lump of dough? Clean out the old leaven so that you may be a new lump...” (1 Corinthians 5:6-7).

“Watch over your heart with all diligence, for from it flow the springs of life” (Proverbs 4:23).

The “A Priority” is to guard our life and protect the gift of love God gave.

God will bless your choice to keep your vows:

“He who walks in integrity walks securely…” (Proverbs 10:9).

“He stores up sound wisdom for the upright; He is a shield to those who walk in integrity” (Proverbs 2:7).

“For the Lord is righteous, He loves righteousness; The upright will behold His face” (Psalm 11:7).

 “For the Lord God is a sun and shield; The Lord gives grace and glory; No good thing does He withhold from those who walk uprightly” (Psalm 84:11).

In my newest book, 7 Simple Skills for Every Woman: Success in Keeping It Together, I share that on my desk are several items to remind me that it pays to walk in integrity.

On my desk you’d find:

1. Photos of me with Bill as well as photos of our children, grandchildren, mentees, parents—all those whose lives I would undermine if I cheated on my vows.

2. A compass given to me by a wise mentor in leadership who said, “Let God’s voice be your compass”

3. All my Bibles. Looking at God’s Word all day, every day, reminds me to be in it—and to let it impact the way I live.

4. A barnacle attached to a stone as a reminder that a barnacle cannot live apart from the stone just as I cannot survive apart from Christ, the Rock of my Salvation.

5. A frame with verses about living with integrity visible on the front, and stories of the harmful wake others left when they wandered from Christ and His plan for committed love.

6. A heart paper weight to remind me to have a whole heart for God.

7. A figurine with an umbrella on it, reminding me that life is best when lived under what I call “God’s umbrella of blessing.”

For it is You who blesses the righteous man, O Lord, You surround him with favor as with a shield” (Psalms 5:12).

8. A turtle, because if you see a turtle on a fence post you should ask, “How did that turtle get there?

Turtles can’t climb, so someone placed the turtle on high. In the same way, God gave each of us a legacy, a platform, so God can take us down a few notches—or elevate and bless us—depending on our choices. 

“Be humble in the Lord’s presence, and he will honor you” (James 4:10).

Integrity may not be easy—but it can be SIMPLE. Guard your heart, your life, your love and your legacy.

What will you place on your desk to remind you that “those that honor God, God honors”? (1 Samuel 2:30

Pam Farrel and her husband Bill, are international speakers and authors of 40 books including their two newest: 7 Simple Skills for Every Woman and 7 Simple Skills for Every Man, each designed to help a person, using simple skills, to create a life that he/she will love to live, and a way to love those in his/her life. Find them at www.Love-Wise.com, where they are helping people in all their most vital relationships by intersecting God’s wisdom with people’s desire to be loving. 

Graphic adapted, Image courtesy of usamedeniz at FreeDigitalPhotos.net.

Tuesday
Dec092014

Holiday Hoopla at 50+: Making Memories

Deb DeArmond, the co-founder of "My Purpose Now," eagerly encourages women to live for the Lord in their second half of life. This optimistic mid-lifer has a special Holiday UPGRADE for those of us who still want to make a difference at 50+!

“As we get older,” Deb says, “making new memories is more important than ever!"

I (Dawn) am well past 50, and although I might move a little slower these days, my mind is always dreaming up some ways to create fresh family memories. So I appreciate Deb’s perspective.

She continues . . .

Two years ago we did what most people our age don’t do. We upgraded by purchasing a bigger home. We got an extra two bedrooms and another full bath in the deal and traded a small lot for nearly a quarter acre.

Crazy this late in our fifth decade? Maybe. But it’s all part of the plan.

What plan? To make room for more memories.

This year we will be blessed with five little grandboys gathered in our home for the holidays. (They will be bringing their parents along.) A sixth grandson is waiting in the wings, arriving after the New Year. The boys range in age from three months to seven years old.

It’s going to be noisy.

          And messy.

                    And all kinds of wonderful.

I do enjoy watching the kids as they open something special—selected just for them. But the holiday hoopla includes the marketeers working to convince the little ones that “this new thingamajig” is something they can’t live without.

As grandparents, how do we bring balance, with a focus on honoring Christ and enjoying the season in awe of the depth of God’s love for us?

As it says in Proverbs, "A good life gets passed on to the grandchildren . . . " (Proverbs 13:22, The Message).

Several years ago, my hubby and I proposed a new Christmas plan to our sons and daughters-in-law. We concluded we no longer needed anything, wanted anything or had room for anything else in our home.

But just like Jell-O, there’s always more room for memories.

Our suggestion? A shared experience in place of gifts. There were a few raised eyebrows and requests for clarification, but eventually, thumbs up all around.

The first year we rented a mountain cabin where the snow and the crackling fire kept us inside playing games, watching movies and talking. Remember talking? It’s been downgraded thanks to the (anti)social media mania.

The kids skied and we all indulged in a furious snowball fight. We exchanged letters on Christmas morning, each writing a note to the others acknowledging the gifts and gratitude of doing life together. One of the best holidays ever.

Disney was beautiful the next Christmas, and one year we opted for California sunshine. Eventually, the first couple of kiddles joined us as travelers. I wouldn’t trade those trips and the time together for anything.

This year with three babies 18 months and under, plus a very pregnant mama-to-be, travel is not an option. At least not one sane people would choose. So we’ll be making holiday memories with a new flair this year. Here are some tips on how to do that with your tribe.

(1) Turn holiday chores into an event. A baking date with my daughter-in-law, or a tree trimming extravaganza with food and holiday music can make the mundane magic.

(2) Expand holiday traditions to the next generation. The traditional holiday tea with my best friend will include our daughters this year at a lovely public garden. Wrangle the older kids to deliver gifts at a nursing home or sing carols to shut-ins. Dress up the littles in their holiday best and go to a holiday concert.

(3) Select experiences that are new for the entire family. We’re planning a ride on a local version of the Polar Express aboard a restored vintage train. Perhaps a holiday “cook off” with each of the couples taking on a day of the week-long menu plan. Vote for your faves and award “family chef” prize to the winners.

It’s easy to buy a gift. Creating memories might require more imagination, but is worth the effort. Perhaps we can help influence the grandbabies to choose wealth by wanting less stuff and living more life.

As grandparents, we have a responsibility to the next generations so Jesus, not things, becomes the focus.

This year, upgrade to making holiday memories!

Deb DeArmond’s passion is family—not just her own, but the relationships within families in general. Her recent book, Related by Chance, Family by Choice, explores tools and tips to building sound relationships between moms and the girls who marry their sons. Deb and her husband, Ron, live in the Fort Worth area. For more about Deb, visit her “My Purpose Now” site and her "Family Matters" site.

Thursday
Nov202014

Upgrade Your Kid's Future

Pam Farrel and her husband are "relationship specialists" with loads of helpful resources. In this Parenting UPGRADE, she shares one of the fun activities her family shared that helped to shape their home.

"When our son, Brock, was a baby, Bill was a youth pastor and one day I was praying for our son," Pam said. "I prayed, 'Lord, it seems that some kids at 18 soar and succeed; and others stumble and fall. What’s the difference?"

"Then I began to list the traits, qualities and skills of successful kids and families. Out of that day, came many of our own family traditions."

Family traditions are key, I (Dawn) believe to building strong relationships in the home. We can use creativity and shared experiences in many positive ways.

Pam continues ...

Let me share through the lens of an important day in our family:

For our twenty fifth wedding anniversary, we gave our sons a tie tac with a family moniker (or crest) Bill and I designed. We wanted the boys to have an heirloom that could be passed down from generation to generation that would symbolize the values the Farrel family stands for. In 10 Best Decisions a Parent Can Make, we describe and show a picture of our crest and how to design your own.

Upgrade Idea #1: Designing a crest is a family-fun holiday activity too! (See graphic, above.)

So let’s see if I can use words to aptly capture our crest:

It is a circle and inside are three L’s down the center that stand for Learner, Leader, Love God. These are the three core values we prayed (since before they were born) that our kids hold on to. We want our sons to be known as:

Learners. Those who want to compete in life so they are willing to do the hard work to learn and become excellent.

Leaders: In their sphere of influence using their own unique leadership style we desire they be difference makers that lead rather than follow the crowd.

Love God: We want them to own their own faith and walk out their own personal  relationship with God.

 Each year from the time our oldest was four, we have had a “Learner and Leader” Day. That’s the day we negotiate privileges and responsibilities, select one leadership trait to focus on for each son each year and we give a gift that applauds the uniqueness (passion, bent, calling, platform) we see God building in each of their lives. (We have a Learner Leader privileges and responsibilities list in 10 Best Decisions a Parent Can Make too because often we parents forget kids CAN do more around the house than you might think!)

Also in the circle is a cross with the star rising from it represents that we want them to seek God’s vision for their life. We want the source of all their hopes, dreams and desires to come from God’s heart. We believe if a child, tween or teen develops a vibrant relationship with God, it will be easier for him or her to sense where God what life path God created for them to walk.

The two interlocking hearts represent integrity and commitment. When a Farrel says something we want it to be truth and we want to be known as a family that keeps all of our commitments, especially the marriage covenant.

The verse inscribed on the back of the tie tac, or what is framed under the crest framed that hangs in our home is the phrase we used as the motto by which we raised our sons: Those who honor God, God honors.” (1 Sam 2:30 paraphrased)

Upgrade Idea #2: Select a verse for YOUR family motto.

Each fall for over 20 plus years we held a Learner and Leader Day. (that includes a fun family activity!)  On that day we’d also complete the Learner and Leader contract for each child, choose one verse to pray over his life for the year, and one leadership trait to focus on and equip that child to successful possess by year’s end.  On the contract are privileges and responsibilities.

Upgrade Idea #3: Select a fun family day to instill your family values.

We pray about what trait to focus on for each child, then we select a “learner and Leader” gift for each child. The gift is 3 things:

  • Personal: We thought of each child’s needs and unique strengths.
  • Practical: Something that child would need any way so it is part of the family budget.
  • Prophetic: The gift encourages the promise of potential of that child’s giftedness and calling

We’d also review our family motto and “moniker” (or crest) on Learner and Leader Day—a simple reminder of “This is what the Farrels stand for!”

Upgrade Idea #4: Select a "Learn and Leader gif" for each child.

If you asked us - “What one parenting decision are you glad you made?” - this one would be at the top. Having a family moniker (crest) and family motto  and those yearly Learn and Leader Days helped our sons to have an inner compass to guide them. And the fruit is sweet.

Now, over 20 years later, our three sons are all adults and they all walk with Jesus and serve God. We now have grandchildren they are having their own “learn and leader” days! And our sons and their wives have their own family missions, mottos, and monikers! Passing the baton of faith!

Did Pam get your thoughts rolling about some unique features that might be in your own family crest? Your own "Learn and Leader" days?

Note: This post is adapted from 10 Best Decisions a Parent Can Make. (This book and many other parenting helps and resources can be found at www.Love-wise.com). To fully implement a "Learner and Leader Day," the Farrels recommend readers purchase: 10 Best Decisions a Parent Can Make book and the 10 Best Decisions a Parent Can Make 1 session audio CD.

Pam Farrel is a challenger, cheerleader and coach. With her husband Bill, the Farrels are  international speakers, and authors of over 35 books including best-selling Men are like Waffles, Women are like Spaghetti, Woman of Influence, 10 Best Decisions a Woman Can Make, 10 Secrets to Living Smart, Savvy and Strong, and her newest, Becoming a Brave New Woman. The Farrels, married 33 years, are relationship specialists who help people become “Love-Wise ." These San Diegans are parents to three children—two married sons—and three grandchildren.

Tuesday
Nov042014

Cultivate Secure Families in a Shaky World

Judy Scharfenberg is full of life. Her family and friends love her. But she also comes with a wealth of wisdom, one of the reasons I asked her to write this Family UPGRADE.

“I am not a super mom, nor do I have a college degree,” Judy says. “What I do have is a lifetime of experience.”

Experience. The mark of wisdom is that we learn from both the good and the not-so-wonderful experiences in our lives. I (Dawn) have always appreciated Judy’s desire to look at life from a godly perspective.

She continues …

What does a lifetime of experience look like?

I have been a high school drop-out, a teenage wife and mom, a single parent who worked full-time, a woman who struggled (with alcohol, fear and depression), a stay-at-home mom, a working mom and a wife for forty–two-plus years.

The last fifteen years, I was a caregiver for my husband. Now I am a widow. I am the mother of six adult children—five are married—and grandmother to fifteen terrific grandkids.  

I always tell people, “I don’t have this gray hair for nothing!” 

What I have to say is not rocket science. It’s a “back to basics” approach; something we’ve lost touch with in our fast-paced world. It’s easy to forget what’s important. I am living proof that a secure family begins with you and me.

Proverbs 14:1 says, “The wise woman builds her house, but the foolish one tears it down with her own hands.”

As the heartbeat of your home, be proactive. Counteract the influence of our culture and develop a strategy toward cultivating security within your home. 

There is a lot you can do to insure that your home is fertile soil for a growing, happy, healthy family.

Here are six simple steps that will help you get back on track—areas I found were important in raising my family:

1. Serve dinner at the table. Connections are made.

2. Read to your children Character is introduced.

3. Volunteer in your neighborhood or community. Joy is discovered.

4. Commit to daily exercise. Persistence is rewarded.

5. Pray. Faith is strengthened.

6. Remember Quiet Time. God is encountered.

You can start now

  • Why not plan for dinner at the table tonight. I have five easy recipes complete with a grocery list for you. Email me! 
  • Make tonight joke night. Ask everyone to come to the table with a joke, and let each have their turn. Listen and be sure to laugh! 

You say, “I don’t know any jokes.” Here’s one to get you started:

What do you call a fairy who needs a bath?

Stinker Bell! 

 Again, there is much you can do to cultivate the fertile soil in your family.

Which of these six tips would most help you as you encourage growth at home?

Judy Scharfenberg is a popular speaker at conferences, retreats and other women’s events. She has published stories in several books and writes a column for a local newspaper. In her book, Secure Families in a Shaky World, Judy elaborates on the six tips in this post, offering topics to discuss at dinner, a reading list, tips on Bible study and prayer time, and even an exercise routine. Mother of six and grandmother to fifteen, Judy lives in Murrieta, California. For more information or to invite her for an event, visit her website

Graphic, adapted, Image courtesy of vorakorn at FreeDigitalPhotos.net.