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   and Founder:

   Dawn Wilson



Six Financial Tips for Single Parents

Meet author and speaker Laura Petherbridge: Laura offers these tips for Single Parents … but I think her advice is good for any family!

“Single parent families are often faced with lower incomes and more stress than two-parent families,” Laura said. “With careful planning, creativity, and research, children from these families can obtain an excellent education. God wants to assure them that He has a plan—and it’s a good one!”

Here are a few suggestions from Laura to get started:

1. Learn

The most important step is to receive biblical teaching on what God says about money and possessions. Seminars and books can help, but the accountability that comes from a small group offers an incomparable dynamic. Seek a program that provides biblical instruction and practical application.

Too often we pray for God to send money to pay a bill, but haven’t sought His Word on how to properly handle what He has already given us. (1 Chronicles 29:11) 

2. Teach Your Children

Setting aside time to teach children about money and possessions has several benefits. It  provides the parent with one-on-one time kids often crave. It’s a parent’s job to teach them that overspending and debt only digs a deeper and bigger hole!

For teens and older children, use a resource that explains practical issues such as how to open checking/saving accounts, how to go on a job interview, etc. Help them plan for the purchase of a car or an item they desire—this puts some enthusiasm into the teaching. (Proverbs 21:5)

3. The Bad B Word: Budget

A budget helps a person comprehend where the money is going and what’s needed to make ends meet. Church leadership often knows of someone with expertise in this area who would be happy to assist. One word of caution … it takes time and a steady course to see results. (Proverbs 21:20)

4. Partnership with the Child

It’s crucial to instruct a child that he or she will be expected to work and save toward an education. A child should consider saving a portion of his or her allowance, birthday money, Christmas money, etc., as a contribution toward the future. As they see the money build, it should stir a sense of satisfaction and dignity. (Proverbs 12:14)

5. The Right Education

As early as age 13, look for tests and programs that help to reveal a child’s natural inclination and propensities. Choose a career guidance program that offers insight based on personality, vocational interests, abilities, priorities and spiritual giftedness. (Ephesians 2:10)

6. Financial Assistance for Education

Financial aid in the form of scholarships and grants are often available. Qualifying for assistance is often a function of the student’s academic performance in high school. An employer may offer scholarships to the child of a single parent or assistance to students who work for them. Your church may have a scholarship program.

Attending a community college or junior college can be a lower cost alternative. A career assessment may suggest a trade school, and the parent’s local state four year school may offer quality education. Most schools offer on-campus employment or a data bank that will assist students. Research co-op programs. The goal to keep in mind is not a diploma on the wall, but training for a career and a job that brings personal fulfillment. 

Are you a single parent? How have you seen God provide for your family’s needs?

Laura Petherbridge is an international speaker and author of, When “I Do” Becomes “I Don’t”—Practical Steps for Healing During Separation and Divorce, and The Smart Stepmom.

She has been featured on Focus on the Family, Family Life Today, Moody Broadcasting, Marriage Partnership and Laura has two grown stepsons and resides in Summerfield, Florida, with her husband, Steve.



Six Secrets to 'Superb Communication'

Whether we are preparing to share a testimony, give a devotional, or create a message or lecture, there are some basic things we can do that will help us UPGRADE our communication. 

Meet Maria Keckler, founder and director of Superb Communication, who offers some wise advice. These tips can also help with our social media communication, and we may even be able to apply most (if not all) of these “secrets” to our communication in personal relationships! Superb communication makes a difference anywhere!


Did you get those steps? Superb communication tells a story, and is useful, prepared, eloquent, reliable and brief—to the point.

Which communication secret do you think would most UPGRADE your communication to others?

Maria Keckler is a speaker, author, and the president of Superb Communication, a consulting firm that specializes in improving results and reducing the cost of change through more robust communication. Read about and download Maria's latest tool that helps improve productivity by 30%.



A Carefully-Designed Life 

Just as bread does not bake itself or a car cannot simply evolve, a well-lived life doesn't just happen. There is always a process that leads to a satisfying final product.

And there's a process that leads to a life that honors God.

Peter Walsh on the hit HGTV series Clean Sweep promoted a clear-cut designing process.  Before we can de-junk our homes, he explained, we need to envision what we want our homes to represent.

As a "client" stood in the doorway of a room, Walsh asked questions like:

   "What do you want this room to reflect?"

    "What is your vision for this room?"

Once a person articulated a clear vision, it was time to eliminate things that didn't belong - things that ran contrary to the vision.

The same is true in our lives. I call it the 5 C's.

First, we need to CLARIFY. In other words, we need a clear vision of who we want to be - better yet, who God wants us to be. Then, we need to CHUCK (eliminate) some attitudes, beliefs and behaviors that don't belong in that vision. Next, we CHOOSE better responses - we think and act with wisdom and in response to God's purpose and design. We COOPERATE with Him - through a yielded, obedient heart - in creating a whole new life and lifestyle. And then we CELEBRATE! We rejoice in the good work God is doing in and through us.

We follow this five-step process in every area, whether in our relationships, budgeting, parenting, what we eat, entertainment ... everything!

When I grasped this idea, I found I had a perception of myself that was decades old. My vision for my life was still marred by some wrong past choices, but God wanted to give me a new vision. He showed me who I am in Christ. I embraced His vision as the template for my life.

I have the opportunity to grow past all of my wrong choices. God can redeem every one of them!

Every single choice I make now is creating a new version of who I am. I am carefully designing my life. And so can you!

Being proactive in upgrading our lives is all about responsibility. There may be many reasons for the way we are, but never any excuses for how we remain if we are a child of God. We enjoy the precious presence of God's Spirit and have access to His power. We can't blame others. We may not have any control over our circumstances, but we can always choose our responses.

As a Christian, I choose to upgrade my life according to the wisdom found in the Word of God as I rely on the Spirit of the Lord (2 Corinthians 3:18). It's an upgrade toward positive change in my mind and heart as I lean on God.

Self-effort will only go so far. It isn't trustworthy (Jeremiah 17:5-6). Any work of "the flesh" is weak, limited and temporal. But "blessed is the man who trusts in the Lord, and whose hope is in the Lord" (Jeremiah 17:7).

We can choose obedience and faithfulness. As we cooperate with God, we remember - transformation is ultimately His work. Our confidence is in Him.

What are you doing to carefully design your life? I invite you to share some examples of recent UPGRADE successes ... or where you still struggle to UPGRADE Your Life.

Dawn Wilson is the founder of Heart Choices Ministries and creator of Dawn's ministry encourages, edifies and energizes women with the truth of scripture so they can better enjoy life, bless others and honor God.

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